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MENKUL KREDİSİ
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MENKUL KREDİSİ
(Dictionary of Economics) :
ayni rehin karşılığında açılan kredi türü. Menkul kredisi ile kişisel kredi karşıt kavramlardır. Kişisel kredi bir reel değer teminatına dayanmaz ve borçlunun kimliği yeterli bir garanti sayılır. Menkul kredisinde ise, rehin olara alınan taşınır değer, borcun teminatıdır. Tahvil, hisse senedi, ticari mal, altın menkul kredilerin garantisi olabilir.
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